Official CPI data, September 2026
How insurance prices are changing
Car insurance prices were down 5.0% over the 12 months to September 2026, while overall consumer prices were up 3.7%. Renters and household insurance was up 3.0%. Every figure comes from the US Bureau of Labor Statistics, and the latest 12-month changes are checked against its published release.
Insurance prices since 2020
Car insuranceRenters and household insuranceAll items (overall inflation)
Index rebased to January 2020 = 100, not seasonally adjusted
All tracked prices, September 2026
| CPI item | 12-month change | Since Jan 2020 | Since Jan 2007 |
|---|---|---|---|
| Motor vehicle insurance | -5.0% | +47.7% | +153.0% |
| Tenants' and household insurance | +3.0% | +15.8% | +49.1% |
| Health insurance | -9.0% | -20.9% | +25.7% |
| Motor vehicle maintenance and repair | +5.8% | +56.1% | +113.7% |
| Motor vehicle repair | +3.5% | +74.4% | +134.3% |
| Used cars and trucks | -1.5% | +35.5% | +36.3% |
| Veterinarian services | +4.6% | +53.0% | +153.8% |
| Pet services including veterinary | +3.1% | +46.8% | +136.7% |
| Electricity | +4.4% | +46.1% | +83.4% |
| Utility (piped) gas service | +5.0% | +51.6% | +21.5% |
| All items | +3.7% | +30.6% | +66.5% |
Read the September 2026 report or browse all monthly reports.
Sources
- US Bureau of Labor Statistics, Consumer Price Index for All Urban Consumers (CPI-U), US city average, not seasonally adjusted, series CUUR0000 plus item code, retrieved through the BLS Public Data API
- US Bureau of Labor Statistics, CPI news release Table 2, September 2026
- US Bureau of Labor Statistics, Measuring price change in the CPI: medical care
Checked 29 October 2026. BLS did not publish most October 2025 index values because of the 2025 lapse in federal appropriations, and did not publish November 2025 for motor vehicle insurance. Those months show as not published.